Jumbo loans
in California.
California is home to many of the highest-cost real estate markets in the U.S. Conforming limits vary significantly by county — many California coastal counties are at or near the $1,249,125 ceiling.
California is home to many of the highest-cost real estate markets in the U.S. Conforming limits vary significantly by county — many California coastal counties are at or near the $1,249,125 ceiling.
Many California coastal and metro counties are designated high-cost areas with limits above the $832,750 national baseline — up to the $1,249,125 ceiling. Loans above the applicable county limit are jumbo. Always verify the specific county limit.
California's jumbo markets span LA (Beverly Hills, Malibu, Bel Air), the Bay Area (Pacific Heights, Atherton, Palo Alto), Silicon Valley, Orange County (Newport Beach, Laguna Beach), and San Diego's coastal communities.
A licensed MLO will review your situation and identify the right programs. NMLS# 1967971 · FL, TN, SC, CO, TX.
All content on this page is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. Loan programs, qualification requirements, and availability are subject to change without notice and vary by lender, borrower profile, property type, and market conditions. All loans are subject to credit approval. Not a commitment to lend. Speak with a licensed Mortgage Loan Originator for guidance specific to your situation. New Century Mortgage LLC · NMLS# 1967971 · Equal Housing Lender · NMLSConsumerAccess.org