Limit Update
2025 to 2026 jumbo
limit update.
The FHFA increased the 2026 conforming loan limit to $832,750 — up from $806,500 in 2025. Here's what changed and what it means for borrowers.
The FHFA increased the 2026 conforming loan limit to $832,750 — up from $806,500 in 2025. Here's what changed and what it means for borrowers.
The FHFA announced the 2026 limits on November 25, 2025. The baseline rose from $806,500 to $832,750 — a $26,250 increase driven by a 3.26% rise in the FHFA House Price Index between Q3 2024 and Q3 2025.
Borrowers with loan amounts between $806,501 and $832,750 may now qualify for conforming programs rather than jumbo. For borrowers well above the limit, the practical impact is minimal — but the higher threshold is relevant context for understanding the market.
A licensed MLO will review your situation and identify the right programs. NMLS# 1967971 · FL, TN, SC, CO, TX.
All content on this page is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. Loan programs, qualification requirements, and availability are subject to change without notice and vary by lender, borrower profile, property type, and market conditions. All loans are subject to credit approval. Not a commitment to lend. Speak with a licensed Mortgage Loan Originator for guidance specific to your situation. New Century Mortgage LLC · NMLS# 1967971 · Equal Housing Lender · NMLSConsumerAccess.org