Florida · 2026
Florida jumbo loan
limits 2026.
Most Florida counties follow the 2026 FHFA baseline of $832,750. Some designated high-cost counties may have elevated limits. Here's what Florida borrowers need to know.
Most Florida counties follow the 2026 FHFA baseline of $832,750. Some designated high-cost counties may have elevated limits. Here's what Florida borrowers need to know.
Most Florida counties use the 2026 national baseline of $832,750. Designated high-cost counties — where local median home values exceed the baseline threshold — may have higher limits up to $1,249,125. Always verify the specific limit for the subject property's county.
South Florida's luxury corridor — Miami-Dade, Broward, and Palm Beach — is one of the most active jumbo markets in the U.S. Properties in Miami Beach, Brickell, Palm Beach, and Boca Raton regularly require jumbo financing. International buyers and domestic relocators both drive significant jumbo volume.
A licensed MLO will review your situation and identify the right programs. NMLS# 1967971 · FL, TN, SC, CO, TX.
All content on this page is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. Loan programs, qualification requirements, and availability are subject to change without notice and vary by lender, borrower profile, property type, and market conditions. All loans are subject to credit approval. Not a commitment to lend. Speak with a licensed Mortgage Loan Originator for guidance specific to your situation. New Century Mortgage LLC · NMLS# 1967971 · Equal Housing Lender · NMLSConsumerAccess.org